FAQ
What exactly is "The Option Premium
Harvesting Program", and how are these High Returns created?
"The OPHP" is the project name referring to a financial product
developed through our research. This product creates high guaranteed
investment returns without risking the capital. The OPHP uses a
proprietary method of harvesting the time value in Option Premiums.
This method works in all market scenarios: up, down, sideways,
skyrocket, crash, etc., and can survive "Black Swan" events
Is this a Ponzi-scheme, like that
perpetrated by Bernie Madoff and others?
Not at all. The Investor holds the funds in their own account at all
times, and the Manager does not have the authority to withdraw funds
from the account. The process is completely transparent, and can be
monitored by the account holder at all times. This is the ultimate
"Ponzi-killer".
How are these High Returns Guaranteed?
The method is determined by a mathematical proof (what happens), and
an execution algorithm (what one does to make it happen), so there
is no possibility of a different result other than what is designed.
2 + 2 = 4, every time and under all possible circumstances, so the
capital used is guaranteed to generate the return. It is the design
itself of the method that guarantees the results. The Licensee using
the method would guarantee payout of the return offered to the
Investor through their contractual obligations. There is currently a
Patent Application in progress for this product.
Has this method been properly tested, and
when will the Patent be issued?
Yes, The OPHP has undergone 10 years of exhaustive development and
testing, and is a complete and finished product, that functions as
designed. The Patent application is in progress, and it may take a
couple of years before it is finalized.
What are the actual returns of The OPHP?
The actual gross returns of The OPHP are confidential (disclosed to
Investors and Licensees of course), to guard against reverse
engineering by potential competitors, but they are large enough to
deliver a 20% return on the capital used, while also enabling a
profit for Licensees using the OPHP.
Is Latest Online Technologies Inc.
offering a Guaranteed 20% return?
Yes, Latest Online is offering Licensed Managed accounts that
utilize the OPHP technology.
What do these "Managed Accounts" look like?
These accounts are owned exclusively by the Investor, and are administered by the Licensee of the technology. The Investor is guided and assisted in setting up a trading account in their own title, and the Licensee does the rest by administering the OPHP, creating the Guaranteed High Returns. The relationship between the Investor and Licensee is regulated by an Operating Contract that defines the mechanics of the structure. The arrangement is completely transparent to the account owner, who can verify their titled account anytime online.
How are the Risks associated with "The OPHP" managed?
By design, The OPHS does not risk the capital being used, as all
positions are fully hedged so that there is no possibility of
capital loss if the rules of the OPHP are executed. For the same
reasons, there is no risk attributed to the returns generated by the
capital, which may vary, but will remain in a range that guarantees
fulfillment of the returns. The capital being used and held in
brokerage accounts is insured by the Canadian Investor Protection
Fund, CIPF, or the Securities Investor Protection Corporation, SIPC,
or other insurance funds Internationally. The execution algorithm is
clearly defined and easy to follow, eliminating any possibility of
error.
Is it not impossible to have a "Guaranteed
High Return No Risk" Product?
Traditionally, such claims have been associated with countless
investment scams, as this discussion by the SEC illustrates: "Protect
Yourself against Investment Fraud" , and as does this from the BCSC:
"Investor Alert" . Both articles claim that there is "no such thing"
as "Guaranteed High Returns-No Risk". To be fair, this is probably
good advice considering the history of such claims. In the days when
it was known that the Earth was flat, and disbelievers were burned
at the stake or drawn and quartered as heretics, it was a good idea
to believe in and not question the status quo. Thankfully, some
people did venture forth out -of-the-box and prove that the Earth was round. The Age
of Technology and the Information Age have created the opportunity
to truly advance our imagination and knowledge of what can be
possible. The OPHP is an example of what is now possible.
Why is it that you are offering such a
product and other Companies are not?
Good question. Here's some speculation: the conventional investment
industry is built around the premise that it is the investor that
takes all the risks, even though the investment banks, fund
managers, brokerages etc. get paid regardless of whether the
investor makes money or not. Wall Street offices, Connecticut
mansions, Trader commissions, etc. are very expensive. Why would
they take the risk of paying for this themselves if they don't have
to? Even if they had the technology, the expenses of their business
model might not allow a profit large enough for their liking. Even
"guaranteed" Bank certificates that offer a relatively low interest
rate off-load the risk of inflation to the investor. The rate of CPI
inflation reported is always reported and skewed to the downside,
misrepresenting the true rate of inflation as it applies to the
consumer, so that the 3.5% GIC is really losing ground verses the
cost of living. We believe it is the right time for a technology
like The OPHP, coupled with an efficient business model, to deliver
wholesale investment returns.
What do I need to start getting a 20%
return on my money?
Contact us and we will locate a Licensed Dealer in your area to get you started.. They will help you get your own private account set up, explain how the OPHP works, guide you through the non-disclosure and operating agreements, and that's it.
How is "The OPHP" going to develop going forward?
Our Concept is to Brand this technology into an entity that can be
Licensed for distribution though a Dealer-Licensee model .
Application for patent protection is underway. We are creating a
product that will be instantly recognizable and available throughout
the world through local franchises. This has vast benefits to
communities, as they will be able to directly benefit from this
wealth generation and re-distribution.
When are the new
Franchises/Licenses/Dealerships for The OPHP going to be available?
We are currently researching and developing these models, and are
seeking expressions of interest for licensing. We are currently
anticipating rollout to commence in late 2012.
Can an Investment Club obtain a License?
Yes it can. This is a perfect product for an Investment Club that is
looking to add some Guaranteed high returns to their Portfolio.
Is the OPHS suitable for Retirement
Accounts?
The Capital protection and Guaranteed high returns are a good fit for retirement accounts.
How much money is required to participate?
The initial funds required is the amount that the brokerage requires to enable Level 3 option trading in the margin account. This varies from house to house, but can be as low as $5,000 initially with a $2,000 ongoing minimum balance. Accounts can be single, joint, corporate, IRA, etc.
Please contact us with any questions that you may have, and let's get started !